Wholesale MAO calculator for cleaner offer ranges
Estimate your maximum allowable offer from ARV, repairs, buyer margin, and assignment fee before you call the seller.
Estimate maximum allowable offer, buyer spread, assignment fee, and investor margin.
Calculate a maximum allowable offer
Adjust ARV, repair budget, target buyer percentage, and assignment fee to see the offer range.
Offer inputs
Offer range
Updated as you change inputs.
Why wholesalers need fast offer math
A clear MAO keeps your offer tied to buyer expectations instead of a seller asking price.
Protect your buyer spread
Start with the buyer formula so the assignment still has room after repairs and fees.
Keep repairs in the offer
Repairs can erase a good-looking spread. Put them in the formula before you negotiate.
Move faster on seller calls
Use a prepared range so you can react quickly without inventing numbers during the conversation.
How to calculate MAO
Most wholesale formulas start with ARV, reserve buyer margin, then subtract repairs and the fee.
Confirm ARV with recent comparable sales.
Choose the buyer percentage or target margin for your market.
Subtract the estimated repair budget.
Subtract your planned wholesale or assignment fee.
Use the result as a ceiling, then negotiate below it when possible.
Use offer math while reviewing each lead
DealMachine lets wholesalers review property data, comps, repairs, and offer assumptions from the lead record.
Open a property lead.
Review comps and estimated value.
Open the wholesaling tool in Property Analysis Tools.
Adjust ARV, repairs, target margin, and fee before making the seller call.
Related tools
Use these tools together when you are checking value, repairs, offer price, outreach, or rental returns.
Real Estate Comps Tool
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Rehab Estimator Calculator
Estimate repairs, holding costs, selling costs, ARV, net profit, and ROI before you make an offer.
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Wholesale MAO questions
Practical notes before you use this tool on a live deal or campaign.
What does MAO mean in wholesaling?
MAO means maximum allowable offer. It is the highest offer you can make while leaving room for repairs, buyer margin, and your fee.
Is 70% ARV always the right rule?
No. Buyer expectations vary by market, property condition, financing costs, and exit strategy.
Where does DealMachine fit in wholesale analysis?
DealMachine helps you find properties, review owner and property data, run comps, and keep offer assumptions tied to each lead.
Put offer math next to every seller lead
Use DealMachine to find wholesale leads, check the numbers, and keep outreach moving.
Available in DealMachine workflows for property research, analysis, and outreach.